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Loan Rates Effective 9/14/2026

Auto & Motorcycle Loan Rates

Loan Term (Months)
APR* Model Year 2024 -2026
APR* Model Year 2019 -2023
APR* Model Year 2018 & Older
36 Months
4.50%
4.77%
5.34%
48 Months
4.68%
4.99%
5.65%
60 Months
4.87%
5.15%
5.72%
72 Months
5.12%
5.80%
6.45%
84 Months
5.91%
6.25%
N/A

Personal Loan Rates

Loan Term (Months)
APR*
48 Months

12.00%

36 Months

11.00%

24 Months

10.00%

12 Months

9.00%

RV Loans (snowmobiles, boats, ATV, Gators etc.)are 2% higher than the rates shown above.

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MFDCU OFFICE HOURS

​Monday-Friday

9:30 am - 2:30 pm

MFDCU News

New Auto Rates as low as 4.50%* *APR = Annual Percentage Rate
YOUR CREDIT UNION WILL BE CLOSED
ON THE FOLLOWING HOLIDAYS IN  2026

New Years Day - Thursday January 1

Martin Luther King Day - Monday January 19

​Good Friday - Friday April 3

Memorial Day – Monday, May 25

Juneteenth - Friday, June 19

4th of July - Friday July 3

Labor Day - Monday September 7

Thanksgiving – Thursday & Friday, November 26 & 27

Christmas Eve & Christmas Day

Thursday December 24 - Friday December 25

Year-End Book Closing - Wednesday December 30

New Year's Eve - Thursday December 31

New Year's Day - Friday January 1, 2026

Copyright © 2026 - Madison Fire Department Credit Union, Inc.

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