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Loan Rates Effective 11/11/2025

Auto & Motorcycle Loan Rates

Loan Term (Months)
APR* Model Year 2023 -2025
APR* Model Year 2013 -2022
APR* Model Year 2012 & Older
36 Months
4.89%
4.96%
7.00%
48 Months
5.04%
5.21%
7.25%
60 Months
5.30%
5.72%
7.50%
72 Months
5.55%
6.62%
N/A
84 Months
6.55%
N/A
N/A

Personal Loan Rates

Loan Term (Months)
APR*
48 Months

12.00%

36 Months

11.00%

24 Months

10.00%

12 Months

9.00%

RV Loans (snowmobiles, boats, ATV, Gators etc.)are 2% higher than the rates shown above.

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MFDCU OFFICE HOURS

Monday-Friday

9:30 am - 2:30 pm

MFDCU News

New Auto Rates as low as 4.89%* *APR = Annual Percentage Rate
YOUR CREDIT UNION WILL BE CLOSED
ON THE FOLLOWING HOLIDAYS IN  2025

New Years Day - Wednesday January 1

Martin Luther King Day - Monday January 20

Good Friday - Friday April 18

Memorial Day – Monday, May 26

Juneteenth - Thursday, June 19

4th of July - Friday July 4

Labor Day - Monday September 1

Thanksgiving – Thursday & Friday, November 27 & 28

Christmas Eve & Christmas Day

Wednesday December 24 - Thursday December 25

Year-End Book Closing - Tuesday December 30

New Year's Eve - Wednesday December 31

New Year's Day - Thursday January 1, 2026

Copyright © 2024 - Madison Fire Department Credit Union, Inc.

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